Lowest interest rates available

For borrowers with strong credit history

As little as 3% Down

620 Minimum FICO

Homebuyer Counseling Required

Must occupy property as primary residence

Low Down Payment, Flexible Sources

Optional Mortgage Insurance

Simple Qualifications

No Income / No Employment Needed

Up to 75 LTV

Credit Score 680

97 LTV – Scores as low as 620 (not FHA)

This is only available for first-time buyers

Maximum loan amount of $417,000

Lower interest rates and upfront costs

Purchases and refinance options

Allows up to 100% financing for Veterans

Down payments as low as 3 percent

Home Possible Mortgage Program

HomeStyle Renovation Program

Flexible credit terms and payment options

Reduced PMI requirements

No cash reserve requirement options

Primary and secondary homes

Credit score of 680

30-year fixed-rate

97% Financing with 640 credit scores

80% Financing on investment condos

Non-Warrantable condos specialists

Qualify for loan amounts up to $3 million

Available for self-employed borrowers

Cash-out refinances up to 70% LTV

90 LTV

Interest only during construction period

One time closing

90 Ltv

One time close

6 months to complete renovations

No Income / No Employment Needed

Up to 65 LTV – 680 FICO

One Month Recent Bank statement